Expert Medicare Guidance
for Kentucky Residents
Navigate Medicare with confidence. Our licensed Kentucky specialists provide personalized guidance to help you make informed decisions about your healthcare coverage.
Compare Your Medicare Options
Understanding your Medicare options doesn't have to be overwhelming. We'll help you compare the three main paths to Medicare coverage.
Original Medicare
Government-run health insurance for people 65+ and those with disabilities
What's Covered:
- Part A (Hospital)
- Part B (Medical)
Advantages:
- +Accepted nationwide
- +No network restrictions
- +Stable coverage
Considerations:
- -No prescription coverage
- -No out-of-pocket maximum
- -May need supplements
Best For: People who travel frequently or want maximum provider choice
Medicare Advantage
Private insurance alternative that includes Medicare benefits plus extras
What's Covered:
- Parts A & B included
- Often includes Part D
- Extra benefits
Advantages:
- +Often $0 premium
- +Out-of-pocket maximum
- +Extra benefits like dental
Considerations:
- -Network restrictions
- -May change yearly
- -Prior authorizations
Best For: People who want all-in-one coverage with extra benefits
Medigap + Part D
Supplement insurance that works with Original Medicare
What's Covered:
- Fills Medicare gaps
- Separate drug coverage
- Standardized plans
Advantages:
- +Predictable costs
- +No network limits
- +Guaranteed renewable
Considerations:
- -Higher premiums
- -Medical underwriting
- -Separate drug plan needed
Best For: People who want comprehensive coverage and budget predictability
Still Not Sure Which Path is Right for You?
Our Medicare specialists can analyze your specific situation and recommend the best Medicare option based on your health needs, budget, and preferences.
Get My Personalized RecommendationSchedule Your Free Medicare Review
Get personalized Medicare guidance from our licensed Kentucky specialists. No pressure, no cost – just expert advice tailored to your needs.
Live Outside Kentucky?
Out-of-State Support Line
No problem! Our Out-of-State Support team provides personalized Medicare assistance for residents across all 50 states. Get the same expert guidance, wherever you live.