Compare Medicare Plans
Understanding your Medicare options doesn't have to be overwhelming. We'll help you compare the three main paths to Medicare coverage.
Original Medicare
Government-run health insurance for people 65+ and those with disabilities
What's Covered:
Part A (Hospital)
Part B (Medical)
Advantages:
- +Accepted nationwide
- +No network restrictions
- +Stable coverage
Considerations:
- -No prescription coverage
- -No out-of-pocket maximum
- -May need supplements
Best For:
People who travel frequently or want maximum provider choice
Medicare Advantage
Private insurance alternative that includes Medicare benefits plus extras
What's Covered:
Parts A & B included
Often includes Part D
Extra benefits
Advantages:
- +Often $0 premium
- +Out-of-pocket maximum
- +Extra benefits like dental
Considerations:
- -Network restrictions
- -May change yearly
- -Prior authorizations
Best For:
People who want all-in-one coverage with extra benefits
Medigap + Part D
Supplement insurance that works with Original Medicare
What's Covered:
Fills Medicare gaps
Separate drug coverage
Standardized plans
Advantages:
- +Predictable costs
- +No network limits
- +Guaranteed renewable
Considerations:
- -Higher premiums
- -Medical underwriting
- -Separate drug plan needed
Best For:
People who want comprehensive coverage and budget predictability
Still Not Sure Which Path is Right for You?
Our AI enrollment concierge can analyze your specific situation and recommend the best Medicare option based on your health needs, budget, and preferences.